# Payouts API

> API reference, version 1.0. Source: https://hub.ozow.com/api-reference/payouts-api/

Ozow Payouts allows customers to request withdrawals from merchants. Thanks to Real-Time Clearing (RTC), those withdrawals clear in minutes. At the same time, payouts automation removes the manual payout process and associated staff and admin costs, allowing merchants to payout to unlimited recipients 24 hours a day, seven days a week, with one click of a button. All of this comes in a single, easy to integrate API.

## Servers

- `https://payoutsapi.ozow.com/v1` - Production
- `https://stagingpayoutsapi.ozow.com/v1` - Staging

## Authentication

- `ApiKey` (apiKey)

## Operations

- `GET /getavailablebanks` - Get Available Banks
- `POST /requestpayout` - Request Payout
- `GET /getpayout` - Get Payout
- `POST /getpayoutbyreference` - Get Payouts by Reference
## Webhooks

Sent by Ozow to your notification URL.

- Payout notification