# Google Pay

> Google Pay payments through Ozow.

Source: https://hub.ozow.com/payment-methods/money-in/card/google-pay/

Google Pay lets your customers pay with a card they've already saved to their Google account,
confirmed with a fingerprint, their screen lock or their device passcode. There's no card number to
type, no CVV to find and no form to fill in.

Google Pay is a card payment underneath, so everything on the [Card](https://hub.ozow.com/payment-methods/money-in/card.md) page applies to it
too.

## How your customer pays

1. Your customer reaches the payment step.
2. If they're on a device and browser that supports it, a Google Pay button appears alongside card
   entry.
3. They tap it, check the amount, and confirm with a fingerprint, their screen lock or their device
   passcode.
4. The payment is confirmed and your customer returns to your site.

## Enabling Google Pay

**Card has to be enabled first.** Google Pay sits on top of card, you can't have it without card. If
card isn't enabled on your account yet, start there: see [Card](https://hub.ozow.com/payment-methods/money-in/card.md).

**Google Pay is then enabled separately.** It isn't switched on automatically with card. Speak to
your account manager to have it added to your account.

Once both are enabled, the Google Pay button appears on the Ozow payment page for customers whose
devices support it. You don't need to change your integration.

**If you want Google Pay on your own checkout page** rather than an Ozow screen, that's a separate
build using the [Embedded Wallet](https://hub.ozow.com/integration-methods/apis/money-in/embedded-wallet.md). The
integration guide covers the setup.

## Things to know

**It behaves like a card payment.** Chargebacks, refunds and settlement all work the same way as
card, because that's what it is. See [Card](https://hub.ozow.com/payment-methods/money-in/card.md) and [Refunds](https://hub.ozow.com/payment-methods/refunds.md).

**There's no separate `institutionId` for Google Pay.** If you're building a standalone button, use
card's; the Google Pay button appears on the card payment screen alongside it.

**Google sets its own button rules.** How the Google Pay button looks, how big it is and where it
sits are governed by Google's published brand guidelines, not by Ozow. Follow theirs. Ozow can't
grant an exception.

**There's no per-domain onboarding with Google.** Google validates the Ozow iframe origin,
`pay.ozow.com`, which is already approved. Enabling Google Pay on your Ozow merchant profile is what
the Embedded Wallet needs from you. See [Google Pay
setup](https://hub.ozow.com/integration-methods/apis/money-in/embedded-wallet.md#google-pay-setup).

**The Embedded Wallet is a web SDK.** It isn't supported inside native iOS or Android applications.
For payments in a native app, use [Redirect: One
API](https://hub.ozow.com/integration-methods/apis/money-in/redirect-to-ozow.md) or web view.

## Integrating Google Pay

**On the Ozow payment page, there's nothing to build.** Once card and Google Pay are enabled, the
button appears automatically wherever your customers reach the Ozow payment page:

- [Redirect to Ozow](https://hub.ozow.com/integration-methods/apis/money-in/redirect-to-ozow.md)
- [Embedded iframe](https://hub.ozow.com/integration-methods/apis/money-in/embedded-iframe.md)
- [Embedded modal](https://hub.ozow.com/integration-methods/apis/money-in/embedded-modal.md)
- [No code payment requests](https://hub.ozow.com/integration-methods/no-code/payment-requests.md)
- [Plugins and platforms](https://hub.ozow.com/integration-methods/plugins-and-platforms.md)

**On your own checkout page, use the Embedded Wallet.** It renders Google Pay, Apple Pay and card
entry in an iframe on your page. This is a separate build with its own requirements, including
content security policy allowances.

→ [Embedded Wallet](https://hub.ozow.com/integration-methods/apis/money-in/embedded-wallet.md)

**Google Pay button artwork** must come from Google directly, under their brand guidelines. Icons
for Ozow's other payment methods are in [Brand assets](https://hub.ozow.com/payment-methods/brand-assets.md).

## Also here

Apple Pay works the same way and is enabled on the same basis: see [Apple Pay](https://hub.ozow.com/payment-methods/money-in/card/apple-pay.md).