At Ozow we're build the future of financial inclusion for South Africa. In order to do this, we have many focuses and multiple avenues of product, each of which can be explored here.


Ozows products are varied to offer you the best possible solution for your financial transaction needs. As we constantly improve our products and progress in the market we encourage you to keep track of our product and updates here.



We are currently updating our payment flow, so some elements may differ from the screens provided. Please notify us if you have any issues here.

Features & Benefits

At Ozow our products offer so much to help merchants and consumers with their experience.

  • We have enterprise-grade security (3-D Secure enabled) and are also PCI DSS compliant 🔐
  • Our Ozow ME Native App & payments solution is personalised for mobile user experience ensuring the best experience for users and merchants
  • Offering flexible packages to get merchants the payment solution they need
  • Dedicated support system that ensures, queries and concerns are met with the proper attention.
  • Our major integration partners allow for a wide variety of payment solution spaces whether debt collection, eCommerce, betting or conventional commerce.

Instant EFT

Our EFT solution is an account-to-account solution which enables a quick and efficient process for consumers to pay merchants.

View Instant EFT here.

Ozow PIN

Ozow PIN has been designed with you in mind, helping you get paid quicker by making it even easier for your customers to pay.

View Ozow PIN here.


Ozow Payouts offers customers an easy way to request and withdraw funds from merchants in minutes. It's made possible by our easy to integrate API.

View Payouts here.


At Ozow we want to take the hassle out of the refund process. This solution can be simply applied to your business, allowing you to refund your customers in record time.

View Refunds here.

Ozow ME

Ozow's peer-to-peer (P2P) solution that simplifies making and receiving payments for you and your business. It allows you to confidently send and receive money from others and even use QR codes for payment.

View Ozow ME here.


Ozow ME’s digital wallet solution, pocket helps further our mission of digitising cash. This enables faster and more secure payments than using EFT.

View Pocket here.

What’s Next